As an OP Bank customer, you can already enjoy the convenience of Garmin Pay to make contactless payments directly from your wrist. It’s a quick, easy way to make purchases without reaching for your wallet. But what if you could take this experience up a notch? While OP Bank is compatible with Garmin Pay, linking your OP card through Curve can unlock even more benefits—think cashback rewards, no foreign transaction fees, and compatibility for all your cards with Garmin Pay, not just your OP card.

Here’s why using Curve as an intermediary for Garmin Pay can make your OP card, and overall payment experience, even smarter.

Why Use Curve with OP on Garmin Pay?

Curve is a digital wallet that consolidates all your debit and credit cards into a single app and physical card. When you link your OP card (or any other card) to Curve, it becomes Garmin Pay compatible through the Curve card, which you can then add to Garmin Pay. But Curve doesn’t just act as a bridge; it adds additional perks to every payment, especially if you travel frequently or prefer rewards on your purchases.

How to Add OP to Garmin Pay via Curve

Getting started is simple:

1. Download the Curve app and create an account.
2. Add your OP card to Curve along with any other cards you might want to use with Garmin Pay.
3. Add the Curve card to Garmin Pay through the Garmin Connect app.

Once your Curve card is added to Garmin Pay, you’ll be able to select OP (or any other card) directly in the Curve app for each purchase. This flexibility lets you choose the best card for each transaction, all while enjoying the benefits of Curve’s cashback, fee-free foreign spending, and consolidated expense tracking.

Let’s Explore the Benefits of Using Curve with Your OP Card on Garmin Pay

1. Earn Cashback Rewards with OP on Garmin Pay Purchases

Curve offers cashback rewards on every Garmin Pay transaction when using your OP card through Curve. For new Curve users, there’s a welcome offer: earn up to €15 cashback in your first 30 days, with 1% cashback on all Garmin Pay purchases. If you upgrade to a premium Curve plan, you can even earn cashback from 12 select retailers of your choice, maximizing rewards wherever you shop.

With Curve, you can effectively earn rewards on everyday purchases and larger expenses alike, something Garmin Pay alone with OP wouldn’t offer. So, instead of just enjoying the convenience of Garmin Pay, you’re turning it into a rewarding experience.

2. Eliminate OP Foreign Transaction Fees with Garmin Pay

When using your OP card abroad, you may incur foreign transaction fees—a common charge by banks for converting foreign currency. With Curve, however, these fees are eliminated. If you’re traveling and paying in GBP, USD, or any other currency, Curve covers the conversion, allowing you to use your OP card abroad without additional costs.

By using Curve with Garmin Pay, your international payments become easier and more affordable. This feature can save you a lot over time, especially if you travel frequently or often shop from international merchants. So, with Curve, you’re not just getting more payment flexibility; you’re actually saving on international purchases.

3. Expand Compatibility for All Your Cards with Garmin Pay

One of the key advantages of Curve is that it consolidates all your cards into one. While OP may be compatible with Garmin Pay, you’re limited to that one card for all transactions. But what if you want the flexibility to choose a different card based on the transaction? Curve solves this by allowing you to add any card, from any bank, and then use it with Garmin Pay.

This means that, instead of being limited to Garmin Pay’s current list of participating banks, you can use any card in your wallet. For example, if you have a different card offering extra points for travel purchases or a rewards card from another bank, you can use it with Garmin Pay through Curve without restrictions.

4. All-In-One Convenience and Control

With Curve, all your payments and cards are managed through one app. Not only does this make it easier to keep track of expenses, but Curve’s “Go Back in Time” feature allows you to switch the payment card for any purchase up to 30 days after the transaction. So, if you use your OP card for a payment but later decide that another card was more suitable, you can adjust it in the app.

You’re also able to view all transactions in real-time, making it easier to track expenses across different cards, without logging into multiple bank apps. This centralized view is especially convenient if you manage several cards and want to maximize the benefits of each.

A Smarter, More Rewarding Way to Use OP with Garmin Pay

While OP compatibility with Garmin Pay is convenient on its own, using Curve as an intermediary takes it to the next level. From earning cashback on each purchase, avoiding foreign transaction fees, and gaining flexibility with every card in your wallet, Curve amplifies your Garmin Pay experience. Whether you’re running errands locally or exploring new cities abroad, Curve brings together the best of both worlds, making each OP transaction smarter and more rewarding.

Get started today by downloading Curve, linking your OP card, and enjoying the added benefits of cashback, fee-free spending abroad, and card compatibility on your Garmin Pay wrist. Now, each tap of your Garmin watch does more than ever before.