If you’ve ever used a credit card, you might have heard of Section 75. But what is it exactly? Section 75 is a piece of legal protection in the UK that helps you get your money back if something goes wrong with your credit card purchase. In this article we will explain what Section 75 is, and how you can extend this protection to your debit cards so all your purchases are covered. 

What is Section 75 Protection?

Section 75 is a rule under the UK’s Consumer Credit Act 1974. It’s designed to protect consumers when they make purchases with a credit card. Here’s the deal: if you buy something costing between £100 and £30,000 with your credit card, the card provider is equally responsible with the seller if:

• The item is faulty or not as described.
• The seller fails to deliver the product or service.
• The retailer goes out of business.

This means that even if the seller refuses to help or disappears altogether, your credit card provider can step in to give you a refund. Pretty great, right?

But there’s a catch: Section 75 only applies to credit card purchases. If you use a debit card, you’re not covered under this law. That’s where Curve Wallet comes in.

Get Section 75 protection on debit cards

Curve Wallet is rewriting the rules by being the first wallet ever to offer Section 75 protection on both credit and debit card purchases. Whether you’re using a credit card, a debit card, or Curve Credit, every purchase you make through Curve Wallet is protected.This is a game-changer because it extends the same level of protection traditionally reserved for credit cards to debit cards. So now, even if you don’t have a credit card or prefer using your debit card, you can enjoy the peace of mind that comes with knowing your purchases are protected under law.

Why is This Important?

Imagine you’ve booked a holiday online, paid with your debit card, and the travel company goes bust. Under normal circumstances, you’d be left scrambling to recover your money. But if you made that purchase with your debit card through Curve Wallet, you’re covered just like you would be under Section 75 with a credit card.

Or maybe you’ve bought an expensive gadget that turns out to be faulty, and the retailer isn’t cooperating. With Curve Wallet, you’re not left out in the cold. Curve steps in to help you get your money back.

How to Get Section 75 Protection on Debit Card Purchases with Curve 

1. Download the Curve Wallet App: Start by downloading the Curve app and signing up for an account.

2. Link Your Cards: Add all your credit and debit cards to your Curve Wallet. It acts as a single smart wallet, so you only need to carry one card: the Curve Card.

3. Make Purchases with Curve: Use Curve Pay to pay for goods and services, whether online or in-store. It works like Apple Pay or Google Pay, with extra financial benefits. 

4. You’re Covered: Any purchase you make through Curve Wallet is automatically protected, whether you’ve linked a credit or debit card. If something goes wrong, Curve’s support team is there to help.

Why Curve Wallet is the Safest Way to Pay

Curve Wallet isn’t just about convenience; it’s about giving you confidence every time you shop. By extending Section 75 protection to debit cards, it’s making safe, secure payments accessible to everyone.

Whether you’re shopping for big-ticket items, booking holidays, or simply making everyday purchases, Curve Wallet ensures you’re covered no matter what card you use. With Curve, you’re not just paying smarter—you’re paying safer.

Curve Wallet gives you another layer of protection over your money: 

• Your card details are never exposed, even during the processing of transactions 
• You can lock/unlock your whole wallet with one tap 
• You get live notifications after every purchase

Get Section 75 Debit Card Protection today

Download Curve Wallet to get legal protection on all your debit card and credit card purchases today.