US Introductory Offer & Curve Cash Terms
Version 1.1 - September 4th, 2023
Introductory offer
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You will earn 1% cashback on purchases you make on the Curve card (except on excluded transactions as described in paragraph 8 below) for an introductory period of 6 months from the date of issue of your Curve card in-app.
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Cashback will be paid as Curve Cash Points to your Curve Cash pot (visible in the Curve app).
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This introductory offer is only available to new Curve customers who have not had an account with Curve in the previous 12 months. You cannot create multiple Curve accounts
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If you receive a refund for a transaction that you have earned cashback on under this offer, any Curve Cash Points you earned on it will be deducted from your Curve Cash card balance. Curve reserves the right to revoke any points if it believes you are misusing the Curve product for the purpose of only gaining points and it is not actual spend.
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This introductory offer is in addition to any other rewards or cashback program offered to you by Curve and is only available to US-based Curve cardholders.
Curve Cash Point terms
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Curve Cash Points have no monetary value and are converted to cash value only at the point you spend them with your Curve card.
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Curve Cash Points cannot be withdrawn as, or redeemed for, cash, cannot be transferred from your Curve Cash card, and expire after your Curve account is closed or no longer in good standing. Your use of Curve Cash Points is subject to your cardholder agreement.
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When you spend Curve Cash Points on your Curve card, 1 Curve Cash Point is equivalent to 1 cent (USD). This means that 100 Curve Cash Points equal $1.
Ineligible and excluded transactions
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You cannot earn cashback under this introductory offer on any of the following:
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transactions or purchases of, or relating to, financial services, including but not limited to wire transfers, money orders, money transfers, insurance services, insurance sales, insurance underwriting, insurance premiums, cash disbursement, stored value funding, funding of cards and accounts, cash advances, purchases of traveller’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of any cash equivalents, securities/shares (including through brokers and dealers), bonds, savings bonds;
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transactions or purchases of, or relating to, lotteries, gambling or gambling like services, tax payments, and government services; and
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purchases made using your Curve Cash card balance.
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Fair Use
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We will revoke any Curve Cash Points granted where we reasonably believe they were obtained by fraud, illegal or improper means, in violation of the Credit Card Agreement or otherwise in violation of these terms. You will not be granted any Curve Cash Point that we believe were obtained by such means.
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If you attempt to circumvent the terms of this offer, including by creating multiple accounts, your participation in the introductory offer will be suspended and your Curve account may be suspended or closed.
Amendment, suspension, and withdrawal
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We reserve the right to suspend or withdraw this introductory offer at any time and to amend these terms on 30 days notice.
Governing law
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This Agreement and your credit card account are governed by federal law and, when not preempted by federal law, the laws of the state of California.
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If any part of this Agreement is invalid or unenforceable, such determination will not affect the remainder of this Agreement.