Calling all change-makers

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track spend behaviour and provide insights, and security to protect you from fraud. For the first time giving you bright insights and control of all your money in one beautiful place.

We’re developing a ground-breaking product with our customers at the core. Our user base is growing rapidly and we have exceptional metrics. We have funding from the leading names in tech investment, and a visionary leadership team who wants everyone who joins this remarkable adventure, to have the autonomy to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

The Chief Information Security Officer (CISO) will own and develop Curve’s cyber security domain, ensuring that information assets and technologies are adequately protected. The CISO will oversee and direct all aspects of cyber security, risk management, and compliance efforts, working closely with stakeholders to mitigate risks and align security initiatives with business objectives.

The role will be closely aligned to the Technology function and the CISO will also have a reporting line to the COO function to assure decision making and prioritisation.

Key Accountabilities:

Security Strategy and Leadership:

• Build and execute a company-wide cyber security strategy and roadmap detailing how cyber security delivers outcomes, to measurably improve the protection of the business from credible threats.
• Identify security vulnerabilities and risks associated with Curve's operations, including partnering with business units to build threat assessment into the product design and engineering processes, and to integrate good security practices into the business
• Serve as a trusted advisor to executive leadership and the whole business on security trends and risk factors, providing meaningful guidance about threats, security and risk posture.

Risk Management and Compliance:

• Manage and coordinate internal and external network risk assessments, vulnerability assessments, penetration tests and auditing (including PCI & SOC2), as well as third party risk management and supplier due diligence
• Responsible for developing and managing Curve’s cyber and information security programme, including the maintenance of existing policies, procedures, standards and guidelines and the introduction of new policies and controls to reflect changes in technology and regulatory and industry standards (e.g., GDPR, CCPA, ISO 27001, NIST, etc.).

Incident Response and Management:

• Oversight and continuous improvement of the incident response programme, ensuring swift and effective handling of security issues including resolution and subsequent root cause analysis.
• Lead forensic investigations and provide insights on security events to key stakeholders.
• Develop and test business continuity and disaster recovery plans.

Technology and Programme Oversight:

• Champion new technologies and enforce the best development patterns and secure working practices, including providing guidance to the product and engineering teams for secure product development.
• Manage the evaluation, selection, procurement and implementation of information security technology and tools.
• Oversee the security awareness training programme for employees.

Team Building and Leadership:

• Foster a culture of security awareness across the organisation.
• Ability to lead, motivate and develop a cross functional, interdisciplinary team to achieve both tactical and strategic goals.
• Maintaining a positive and solution-oriented approach to work, providing open and honest feedback

Skills & Experience:

• You will have at least 3-5 years experience in a senior Cyber security role and have designed and/or executed a cyber strategy and represented security in C-suite decision making.
• Firm technical and practical understanding of information security best practices such as NIST, ISO 27001, Open Web Application Security Project (OWASP)
• Develop and lead a vulnerability management programme, and the ability to assess and score vulnerabilities in environments similar to Curve’s.
• Have a relevant industry recognised certification such as; CISSP, CIPP/E, CISM, CRISC or CISA.
• Understands and keeps up to date working knowledge of the internal & external threat landscape.
• Develop, deploy and lead security compliance strategy to ensure compliance with SOC2, GDPR, PCI DSS, local privacy laws, contractual requirements and globally-recognised standards and guidelines.
• Experience building incident response and management frameworks.
• Understands the overall business architecture and how 3rd parties contribute to the Cyber Security landscape.
• Extensive experience managing third party information security risk, managing the third party information security capability and vetting new suppliers.
• Experience designing and auditing networks, services and mobile applications.
• Security Architecture and Assurance - Design assurance reviews and driving improvement, risk identification and mitigation design, assurance processes and procedures.
• A proactive and a natural collaborator, who can be hands-on ,with a desire to help and support the business achieves its objectives along with shared goals.
• Effective influencing skills – providing context & direction, getting buy-in from multiple stakeholders, monitoring performance, motivating staff and building a positive working environment

Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track your spend behaviour, see unique insights - all with additional security to help keep your money safe. Curve puts you in control of your money in one beautiful place for the first time.

We’re developing a ground-breaking product with our customers at the heart of everything we do. We have funding from the biggest names in tech investment, and a visionary C-suite who wants everyone who joins this remarkable adventure, to have the opportunity to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

Our CX Mission: To do everything possible to empower customers to unlock the full potential of Curve by offering an honest, personalised experience and advocating for their needs. 

Key Accountabilities:

• You'll respond to customer enquiries via our email, live chat, social media and phone systems.
• You'll keep on top of changes to processes and product features by reading through the latest updates to ensure accountability to our customers.
• You will have a minimum of one 'on-call' shift per week where you'll speak to customers who get in touch over the phone.
• You'll be on the lookout for ways to improve the overall customer experience and also pass on feedback to the product team to improve the product itself.
• You will support your peers, answering questions on shared channels and hangouts.
• You will identify opportunities to generate content, with a focus on streamlining processes and knowledge across the team.
• You'll complete investigative work on customers' accounts, help troubleshoot their problems and escalate to the relevant teams where necessary.
• We have a collaborative culture so you’ll be expected to be a team player and be able to build strong relationships.

Skills & Experience:

• Customer Experience background within the intricacies of financial products, delivering a high standard of customer service and support excellence
• Demonstrable experience of consistently achieving and surpassing baseline KPIs, showcasing measurable improvements in quality, efficiency, and overall performance
• Previous track record in managing multiple Customer Experience ticketing/CRM systems; adept at swiftly navigating interfaces to efficiently address queues and seamlessly transition between platforms for optimal customer support
• Ability to understand customer needs by adopting a customer-centric approach in an empathetic and compassionate manner.
• Comfortable speaking to customers through whatever platform they choose to reach out from - we encourage our agents to pick up the phone!  
• We’ve developed a groundbreaking product and no two days at Curve are ever the same - as such, you should enjoy a challenge and enjoy taking complete ownership of your work. be resilient to a continuously changing environment. 
• You’re able to recognise and get to the root cause of a customer’s problem, and adjust your tone to fit the situation.
• The ability to take ownership of customer enquiries through to resolution - you will pride yourself on delivering a customer experience that exceeds expectations, delivering a personalised, friendly & efficient service
• Be excited to learn everything you can about a complex ground-breaking product, from payment processing to fraud, from financial regulations to brand and marketing, and everything in between.
• Be collaborative in everything you do and not be afraid to ask for help.
• Strong problem-solving skills and resilience. Because we deal with people’s finances there is a lot expected from us if something goes wrong!
• A*-C GCSE-equivalent written and verbal English skills.

Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track spend behaviour and provide insights, and security to protect you from fraud. For the first time giving you bright insights and control of all your money in one beautiful place.

We’re developing a ground-breaking product with our customers at the core. Our user base is growing rapidly and we have exceptional metrics. We have funding from the leading names in tech investment, and a visionary leadership team who wants everyone who joins this remarkable adventure, to have the autonomy to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

Curve Credit is looking for bright, enthusiastic Customer Success Champions to effectively work with and support customers whose accounts have fallen into arrears and maintain all other accounts with a high level of customer service in line with the finance industry regulatory framework.

You’ll develop and own lasting relationships with Curve Credit customers. You’ll be empowered to make decisions, which help shape the unique and personalised journey for each Curve Credit customer.

Key Accountabilities:

• Build and own strong, trusting relationships with customers to understand their current financial situation providing support if they fall into arrears.
• Communicate with customers via email/telephone, providing information which is transparent and fair and adapting the approach accordingly.
• Be empowered to make decisions that align with Curve Credit’s mission to do what is best for the customer, supporting them to manage their Curve Credit repayments and maximise the benefits of using Curve.
• Work in accordance with financial regulations and Curve Credit requirements.
• Update customer accounts with accurate and detailed information.
• Keep up to date with relevant training and policies.
• Perform additional tasks as and when required.
• Report queries and complaints raised by customers to the appropriate departments or members of staff.
• Identify trends and gaps in policies, procedures, strategies and systems to help shape the processes.

Skills & Experience:

• Must have previous experience of working in a customer service and/or collections environment and be able to demonstrate effective questioning and listening skills. 
• Be confident to make judgement calls, having considered all the information available, to ensure the customer receives the support they require, to manage their arrears and continue to maximise the benefits of Curve with the aim of retaining the customer.
• Be able to demonstrate an understanding of identifying vulnerable customers and adapting communication accordingly.
• Demonstrate high-level verbal and written communication skills along with an ability to adapt with empathy and sensitivity to match customer needs demonstrating effective emotional intelligence. 
• A professional telephone manner with a mindset and orientation of customer service and care when handling challenging and sensitive conversations. 
• Have a co-operative, positive and 'can-do' attitude. 
• Proactively seek resolutions to problems using the resources available.
• Be able to manage workload effectively.
• Strong understanding of GDPR is beneficial.
• Ability to demonstrate strong numeracy and literacy skills.

Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track spend behaviour and provide insights, and security to protect you from fraud. For the first time giving you bright insights and control of all your money in one beautiful place.

We’re developing a ground-breaking product with our customers at the core. Our user base is growing rapidly and we have exceptional metrics. We have funding from the leading names in tech investment, and a visionary leadership team who wants everyone who joins this remarkable adventure, to have the autonomy to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

As a FinCrime Data Analyst, you will play a crucial role in identifying and mitigating financial crime risks within our organisation. Your primary responsibilities will involve analysing large datasets to detect suspicious activities, making updates and improvements to the data warehouse, developing models to predict potential threats, and collaborating with various teams to implement effective countermeasures.

You will be expected to utilise analytical tools and techniques to analyse patterns and develop solutions to combat the risks you uncover. Your insights and recommendations will directly influence our strategies to combat financial crime and reduce financial losses.

This role sits within an Intelligence team, and you will work closely with the wider Financial Crime teams, as well as the various Data teams. Strong analytical skills, attention to detail, and the ability to communicate complex findings to non-technical stakeholders are essential for success in this position. A background in data analytics, statistics, or a related field, is essential. Knowledge of Financial Crime is not essential, but is desirable.

Key Accountabilities:

• Develop and maintain Looker Dashboards for use within the wider operational Financial Crime teams
• Make backend changes to the data warehouse to increase the level of Financial Crime data modelling
• Improve existing monitoring of control gaps and losses attributed to these
• Develop models to predict financial crime risks, such as First Party Fraud
• Develop and maintain rules within transaction monitoring systems

Skills & Experience:

• Proven ability to use SQL within either data analytics or engineering
• Strong critical thinking skills with the ability to break down complex problems
• A track record of presenting technical solutions in a non-technical manner
• 1+ Years Experience working within a Financial Institution



Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track spend behaviour and provide insights, and security to protect you from fraud. For the first time giving you bright insights and control of all your money in one beautiful place.

We’re developing a ground-breaking product with our customers at the core. Our user base is growing rapidly and we have exceptional metrics. We have funding from the leading names in tech investment, and a visionary leadership team who wants everyone who joins this remarkable adventure, to have the autonomy to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

This role is within the Fraud Disputes Team and you’ll be responsible for inbound payment disputes and customer queries regarding unrecognised transactions. You’ll need to use your analytical skills to pull evidence from a variety of data sources to thoroughly investigate each case, and understand the full picture. Customers are the center of Curve and in this role you’ll need to ensure that customers are responded to in a timely manner to their fraud concerns. You’ll act as a reassuring voice to the customer in their time of need and do everything possible to recover money lost to fraudulent activity. 

We are looking for a candidate with a passion for using evidence to paint a picture of the reported fraudulent activity. The right candidate will have high intellectual curiosity with a keen attention to detail. You’ll be creating workflows for different fraud typologies and work with internal and BPO teams to achieve Key Results for the team.  Additionally, you’ll be responsible for feedback opportunities, from each case, to the broader department so that the learnings can be used in fraud prevention strategies.

Key Accountabilities:

• Support customers who report unrecognised activity on their Curve account via Curve’s Case Management platform.
• Investigate and analyse disputes related to fraudulent activities 
• Review and interpret data and transactions, using tools such as retool and sift, to detect patterns related to fraudulent activities
• Gather evidence from customers in order to raise comprehensive chargebacks in Mastercom 
• Evaluate documentation to determine the validity of the customer claims
• Work collaboratively as part of the Disputes Team to resolve disputes in a timely and efficient manner
• Effectively communicate with customers throughout the chargeback process
• Identify areas of improvement in the dispute resolution process and make recommendations where appropriate
• Stay current on industry standards, trends and regulations related to fraud and dispute resolution
• Ability to provide weekend coverage on a consistent basis.

Skills & Experience:

• At least one year experience in working in Customer Service
• Excellent communication and leadership skill
• Passionate about providing a World Class customer experience
• A team player
• Understanding of card transactions
• Excellent customer support skills, experience working in a customer facing area an
• advantage)
• Excellent verbal and written communication skills with attention to detail
• Ability to work to tight deadlines and under pressure
• Desire to broaden knowledge within disputes or Chargebacks 
• Willingness to learn new skills
• The ability to be able to make quick decisions on disputes with customers
• Bonus if have previous experience working with Chargebacks or Fraud

Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track your spend behaviour, see unique insights - all with additional security to help keep your money safe. Curve puts you in control of your money in one beautiful place for the first time.

We’re developing a ground-breaking product with our customers at the heart of everything we do. We have funding from the biggest names in tech investment, and a visionary C-suite who wants everyone who joins this remarkable adventure, to have the opportunity to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

At Curve, we obsess about our customers. Through innovating and working iteratively to solve problems in the world of money that aren’t being tackled by conventional banking

The purpose of the Backend Software Engineer will be to support the build of elegant, performant, maintainable, operable and secure Golang microservices, to help design and architect our systems, and to develop and to continue the journey of continuous improvement to make the team the best that it can be.

Projects/initiatives that we want you to contribute to or lead the charge on:

• Building the vision of Curve as a connected platform, integrating seamlessly with best-in-class app, tools and services
• Connecting the financial world for customers by bringing together account and transactional data that will enable better financial decisions and outcomes
• Spend analytics, insights and recommendations, using data and machine learning
• Financial product marketplace:credit, savings and other products and services to improve the financial lives of customers
• Our current tech stack includes:
• Languages: GO, PHP, Python
• Messaging: Kafka and RabbitMQ
• Data: Event Driven Architecture, Snowplow, Python for the ETL
• Our development practices include: TDD, BDD, Scrum
• Database: PostgreSQL, MongoDB, BigQuery
• Mobile: iOS/Android; Swift/Kotlin
• Our DevOps culture includes: CI, CD, Docker, Kubernetes, AWS

Key Accountabilities:

• Delivering clean, architecturally sound and maintainable server-side code; bonus points for full-stack development experience
• Collaborating with stakeholders in the company to rapidly build-measure-learn a world-class product
• Working with our data and engineering teams to constantly iterate on the company’s development processes
• Motivating the team past roadblocks to make sure we are shipping features as effectively as possible
• Guiding design discussions; being the voice of experience with helping the team balance flexibility, expediency, scalability and performance
• Championing new technologies and enforcing the best development patterns
• Keeping a keen eye on the future, whilst making sure we’re proactively but pragmatically tackling technical debt

Skills & Experience:

• In-depth knowledge of Golang (additional experience with Python is a bonus)
• Experience of building microservices; ideally deployed in containers on Kubernetes
• Experience of agile development practices
• Experience with RDBMS & NoSQL datastores
• Bonus points for real-time low-latency high-frequency transaction based systems
• Ability to diagnose problems at any level (Client, HTTP/Network, Server, Database, OS) and provide sound rationale behind technical decisions
• Demonstrable experience of building large concurrent and distributed applications
• Bonus points for experience with event driven architectures
• Bonus points for experience working with Data Warehousing and/or ML
• A genuine interest in working in a fast paced startup and ideally FinTech or Payments
• Voracious appetite for learning

Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track your spend behaviour, see unique insights - all with additional security to help keep your money safe. Curve puts you in control of your money in one beautiful place for the first time.

We’re developing a ground-breaking product with our customers at the heart of everything we do. We have funding from the biggest names in tech investment, and a visionary C-suite who wants everyone who joins this remarkable adventure, to have the opportunity to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

At Curve, we obsess about our customers. Through innovating and working iteratively to solve problems in the world of money that aren’t being tackled by conventional banking

The purpose of the Backend Software Engineer will be to support the build of elegant, performant, maintainable, operable and secure Golang microservices, to help design and architect our systems, and to develop and to continue the journey of continuous improvement to make the team the best that it can be.

Projects/initiatives that we want you to contribute to or lead the charge on:

• Building the vision of Curve as a connected platform, integrating seamlessly with best-in-class app, tools and services
• Connecting the financial world for customers by bringing together account and transactional data that will enable better financial decisions and outcomes
• Spend analytics, insights and recommendations, using data and machine learning
• Financial product marketplace:credit, savings and other products and services to improve the financial lives of customers
• Our current tech stack includes:
• Languages: Golang
• Messaging: Kafka and RabbitMQ
• Data: Event Driven Architecture, Snowplow, Python for the ETL
• Our development practices include: TDD, BDD, Scrum
• Database: PostgreSQL, MongoDB, BigQuery
• Mobile: iOS/Android; Swift/Kotlin
• Our DevOps culture includes: CI, CD, Docker, Kubernetes, AWS

Key Accountabilities:

• Delivering clean, architecturally sound and maintainable server-side code; bonus points for full-stack development experience
• Collaborating with stakeholders in the company to rapidly build-measure-learn a world-class product
• Working with our product and engineering managers to constantly iterate on the company’s development processes
• Motivating the team past roadblocks to make sure we are shipping features as effectively as possible
• Guiding design discussions; being the voice of experience with helping the team balance flexibility, expediency, scalability and performance
• Championing new technologies and enforcing the best development patterns
• Keeping a keen eye on the future, whilst making sure we’re proactively but pragmatically tackling technical debt

Skills & Experience:

• In-depth knowledge of Golang (additional experience with PHP is a bonus)
• Experience of building microservices; ideally deployed in containers on Kubernetes
• Experience of agile development practices
• Experience with RDBMS & NoSQL datastores
• Bonus points for real-time low-latency high-frequency transaction based systems
• Ability to diagnose problems at any level (Client, HTTP/Network, Server, Database, OS) and provide sound rationale behind technical decisions
• Demonstrable experience of building large concurrent and distributed applications
• Experience of developing and running large scale production environments in or closely with DevOps / SRE
• Bonus points for experience with event driven architectures
• A genuine interest in working in a fast paced startup and ideally Fintech or payments
• Bonus points for experience of mentoring and coaching other engineers (L5)
• Voracious appetite for learning

Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track your spend behaviour, see unique insights - all with additional security to help keep your money safe. Curve puts you in control of your money in one beautiful place for the first time.

We’re developing a ground-breaking product with our customers at the heart of everything we do. We have funding from the biggest names in tech investment, and a visionary C-suite who wants everyone who joins this remarkable adventure, to have the opportunity to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

At Curve, we obsess about our customers. Through innovating and working iteratively to solve problems in the world of money that aren’t being tackled by conventional banking

The purpose of the Backend Software Engineer will be to support the build of elegant, performant, maintainable, operable and secure Golang microservices, to help design and architect our systems, and to develop and to continue the journey of continuous improvement to make the team the best that it can be.

Projects/initiatives that we want you to contribute to or lead the charge on:

• Building the vision of Curve as a connected platform, integrating seamlessly with best-in-class app, tools and services
• Connecting the financial world for customers by bringing together account and transactional data that will enable better financial decisions and outcomes
• Spend analytics, insights and recommendations, using data and machine learning
• Financial product marketplace:credit, savings and other products and services to improve the financial lives of customers
• Our current tech stack includes:
• Languages: Golang
• Messaging: Kafka and RabbitMQ
• Data: Event Driven Architecture, Snowplow, Python for the ETL
• Our development practices include: TDD, BDD, Scrum
• Database: PostgreSQL, MongoDB, BigQuery
• Mobile: iOS/Android; Swift/Kotlin
• Our DevOps culture includes: CI, CD, Docker, Kubernetes, AWS

Key Accountabilities:

• Delivering clean, architecturally sound and maintainable server-side code; bonus points for full-stack development experience
• Collaborating with stakeholders in the company to rapidly build-measure-learn a world-class product
• Working with our product and engineering managers to constantly iterate on the company’s development processes
• Motivating the team past roadblocks to make sure we are shipping features as effectively as possible
• Guiding design discussions; being the voice of experience with helping the team balance flexibility, expediency, scalability and performance
• Championing new technologies and enforcing the best development patterns
• Keeping a keen eye on the future, whilst making sure we’re proactively but pragmatically tackling technical debt

Skills & Experience:

• In-depth knowledge of Golang (additional experience with PHP is a bonus)
• Experience of building microservices; ideally deployed in containers on Kubernetes
• Experience of agile development practices
• Experience with RDBMS & NoSQL datastores
• Bonus points for real-time low-latency high-frequency transaction based systems
• Ability to diagnose problems at any level (Client, HTTP/Network, Server, Database, OS) and provide sound rationale behind technical decisions
• Demonstrable experience of building large concurrent and distributed applications
• Experience of developing and running large scale production environments in or closely with DevOps / SRE
• Bonus points for experience with event driven architectures
• A genuine interest in working in a fast paced startup and ideally Fintech or payments
• Bonus points for experience of mentoring and coaching other engineers (L5)
• Voracious appetite for learning

Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track your spend behaviour, see unique insights - all with additional security to help keep your money safe. Curve puts you in control of your money in one beautiful place for the first time.

We’re developing a ground-breaking product with our customers at the heart of everything we do. We have funding from the biggest names in tech investment, and a visionary C-suite who wants everyone who joins this remarkable adventure, to have the opportunity to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

We are looking for a Senior Group Financial Accountant who can develop into a  leader in all aspects of Group consolidation, internal and external reporting of the Group and our subsidiary entities. We are looking for someone with strong technical accounting knowledge under UK GAAP (FRS102) and IFRS and able to apply and document this in supporting business decisions, new transactions and new products in a fast-moving environment.

You will be self-motivated, organised and agile, playing a key role in the planning and execution of key reporting and external audit processes and can expect interaction and involvement in varied aspects of the finance function from procurement to financial control, tax, FP&A and regulatory reporting, collaborating with senior staff and colleagues in other functions and across the business.

Key Accountabilities:

• Financial Reporting and Consolidation: Be a leader in the month-end close process, having a deep understanding of each month-end activity, and ensuring that all activities are completed in a timely fashion and accurately.
• Prepare, review, and approve manual journal entries, and understand automated journals to validate their appropriateness.
• Prepare monthly, quarterly, and annual financial reports, including balance sheets, income statements, cash flow statements, and other financial disclosures.
• Liaise with FP&A to construct performance narrative & explain monthly variances.
• Supervise other daily/monthly finance processes as required (e.g. Accounts Payable and Receivable)
• Compliance and Audit: Support in the preparation of the annual financial statements and notes for the Group and subsidiaries and support the external audit process. 
• Work with business unit reporting teams and senior management to provide ad hoc technical guidance and write accounting papers and audit committee papers. 
• Support on the maintenance of share-based payment information and monitor share dilution analysis. 
• Ensuring a strong financial control environment, consisting of a monthly balance sheet substantiation process, inclusive of bank reconciliations, and all associated policies and procedures, supporting all reporting. 
• Document end-to-end financial process and controls, helping to design new processes where applicable and improve the financial control environment.
• Preparing monthly, quarterly and annual National Statistics returns and other annual returns.
• Taxation: Own the preparation of tax compliance schedules (e.g. VAT) and Corporate tax returns.
• Coordinate the group’s tax compliance activities, including the preparation and submission of tax returns.
• Work with tax advisors to optimise the group’s tax position and ensure compliance with tax regulations across all jurisdictions.
• Financial Systems and Processes: Oversee the implementation and maintenance of financial systems used across the group.
• Drive improvements in financial processes to increase efficiency and accuracy in financial reporting.
• Proactively identify financial challenges, analyse root causes, and implement effective solutions via automation and streamlining.
• Ad Hoc Financial Projects: Lead on or participate in special financial projects as required, such as mergers and acquisitions, financial restructuring, or system implementations.
• Provide financial analysis and insights to support strategic initiatives and business decisions.

Skills & Experience: 

• Education: Bachelor’s degree in Accounting, Finance, or a related field.
• Professional accounting qualification (e.g., ACA, ACCA, CIMA) is essential.
• Experience: Minimum of 5 years of experience in financial accounting, preferably with at least 1 year in a group or consolidated reporting environment.
• Big four or similar experience is a plus.
• Minimum of 1 year post qualified experience in industry is required. 
• Experience in a multi-entity or multinational organisation is preferred.
• Proven track record of executing to a high level financial reporting, budgeting, and audit processes.
• Strongly preferred experience in financial services, FinTech or payments.
• Skills: Strong technical accounting skills, with a deep understanding of IFRS or UK GAAP. (e.g: FRS102 IFRS 9 financial instruments, IFRS 2 Share Based Payments, IAS 38 Intangible assets), and experience in multi-currency company consolidations and reporting.
• Excellent analytical skills and attention to detail.
• Strong proficiency in excel formulas and/or accounting systems (experience of building and maintaining complex excel models/macros a plus), Netsuite experience is a plus.
• Strong communication skills, with the ability to present financial information clearly to non-financial stakeholders.
• Ability to manage multiple competing priorities and deadlines in a fast-paced environment.
• Personal Attributes: High level of integrity and professionalism and a dedication to solving problems in a timely manner.
• Strong problem-solving skills and a proactive approach to challenges.
• Team player with strong communication skills and leadership qualities.
• A highly structured and organised person who is able to take the initiative on topics arising in the Finance function

Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track spend behaviour and provide insights, and security to protect you from fraud. For the first time giving you bright insights and control of all your money in one beautiful place.

We’re developing a ground-breaking product with our customers at the core. Our user base is growing rapidly and we have exceptional metrics. We have funding from the leading names in tech investment, and a visionary leadership team who wants everyone who joins this remarkable adventure, to have the autonomy to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

Role Purpose:

We are searching for an ambitious, innovative and thoughtful leader to inspire, develop and grow our Finance team. You’ll report to the CFO and you will be responsible for all things finance, managing a growing team and crucially leading the business through a period of rapid growth and delivering on a number of high-profile finance projects including exit readiness. You will need to be hands-on in your approach with a clear ‘roll your sleeves up’ mentality as you will have a broad remit including reporting, tax, ad-hoc analysis, and fundraising support. 

You’ll be part of a commercially-minded finance team, managing the reporting and controls function. The post would be a key influencer of the Senior Leadership Team and has additional leadership responsibilities in shaping the future vision and execution of the company. 

If you are someone who thrives in a fast-paced environment, can build relationships with a wide range of stakeholders and prides themselves on implementing order and process in a maturing multi-regional organisation, this could be the position for you. 

Key Accountabilities:

• Deputising for the CFO regularly, acting as a key advisor for ExCo and a leader within this team and the business, and helping to prepare the business for exit in the medium term 
• Supporting the CFO in developing the Finance function, identifying the critical elements of the Finance blueprint and maturing the overall operating model for Finance 
• Building and maintaining strong relationships with the board and risk/audit subcommittees as well as banks, auditors, regulators, advisors, and other key stakeholders 
• Ensuring Curve builds a world class accounting and reporting function and taking responsibility for an effective and highly automated financial control environment across all our businesses 
• Taking responsibility for preparing our annual report and accounts, monthly consolidated financial statements and our monthly board packs 
• Managing and delivering on our regulatory reporting commitments, across a number different jurisdictions and regulators (including the UK FCA and Bank of Lithuania) 
• Ensure Curve is fully compliant with all applicable financial regulation e.g. tax and regulatory reporting requirements 
• Ensure Curve identifies and proactively manages all financial risks, which may impact the business objectives 
• Designing, building and implementing world class financial systems to support and automate our reporting and MI as we expand internationally and manage increasing complexity of the group 
• Managing, supporting and developing more junior members of the team to actively train and improve staff knowledge and empower colleagues to take the next step in their career

Skills & Experience:

• ACA/ACCA or CIMA Qualified (or equivalent) with 8+ years PQE 
• Solid experience at Financial Controller level, to include: people management, core technical accounting (under IFRS and UK GAAP), and commercially-focused budget management 
• FRS102 to IFRS group accounting conversion experience desirable
• Experience managing reporting across multiple geographies and building and integrating systems to support international expansion required 
• Experience establishing new processes and procedures in short timeframes and clear track record of simplifying existing processes 
• Relevant industry experience within Fintech, Financial Services, Payments 
• Experience with multiple financial accounting systems (preferably NetSuite) and rapid iteration/agile working would also be highly desirable 
• Excellent planning, organisation and time-management skills, as well as ability to multitask and lead several projects in a dynamic environment 
• Excellent interpersonal skills coupled with excellent presentation skills, both verbal and written 
• Ability to work with a high level of accuracy and meet strict deadlines in a fast-paced, high-pressure environment  
• Excellent stakeholder management skills across a range of functional areas 
• Excellent coaching skills with the ability to provide empathy and guidance to the other members of the finance team and ensuring their continuing development 
• You're curious, enthusiastic, adaptable, hands-on and excited by a rapidly-changing environment 
• Experience in a growth-stage company, ideally in the financial technology space (nice to have)
• Familiarity with the implementation of COSO/SOX-compliant control framework & US GAAP (nice to have)

Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track your spend behaviour, see unique insights - all with additional security to help keep your money safe. Curve puts you in control of your money in one beautiful place for the first time.

We’re developing a ground-breaking product with our customers at the heart of everything we do. We have funding from the biggest names in tech investment, and a visionary C-suite who wants everyone who joins this remarkable adventure, to have the opportunity to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

We are looking for a Senior Group Financial Accountant who can develop into a leader in all aspects of Group consolidation, internal and external reporting of the Group and our subsidiary entities. We are looking for someone with strong technical accounting knowledge under UK GAAP (FRS102) and IFRS and able to apply and document this in supporting business decisions, new transactions and new products in a fast-moving environment.

You will be self-motivated, organised and agile, playing a key role in the planning and execution of key reporting and external audit processes and can expect interaction and involvement in varied aspects of the finance function from procurement to financial control, tax, FP&A and regulatory reporting, collaborating with senior staff and colleagues in other functions and across the business.

Key Accountabilities:

• Financial Reporting and Consolidation: Be a leader in the month-end close process, having a deep understanding of each month-end activity, and ensuring that all activities are completed in a timely fashion and accurately.
• Prepare, review, and approve manual journal entries, and understand automated journals to validate their appropriateness.
• Prepare monthly, quarterly, and annual financial reports, including balance sheets, income statements, cash flow statements, and other financial disclosures.
• Liaise with FP&A to construct performance narrative & explain monthly variances.
• Supervise other daily/monthly finance processes as required (e.g. Accounts Payable and Receivable)
• Compliance and Audit: Support in the preparation of the annual financial statements and notes for the Group and subsidiaries and support the external audit process. 
• Work with business unit reporting teams and senior management to provide ad hoc technical guidance and write accounting papers and audit committee papers. 
• Support on the maintenance of share-based payment information and monitor share dilution analysis. 
• Ensuring a strong financial control environment, consisting of a monthly balance sheet substantiation process, inclusive of bank reconciliations, and all associated policies and procedures, supporting all reporting. 
• Document end-to-end financial process and controls, helping to design new processes where applicable and improve the financial control environment.
• Preparing monthly, quarterly and annual National Statistics returns and other annual returns.
• Taxation: Own the preparation of tax compliance schedules (e.g. VAT) and Corporate tax returns.
• Coordinate the group’s tax compliance activities, including the preparation and submission of tax returns.
• Work with tax advisors to optimise the group’s tax position and ensure compliance with tax regulations across all jurisdictions.
• Financial Systems and Processes: Oversee the implementation and maintenance of financial systems used across the group.
• Drive improvements in financial processes to increase efficiency and accuracy in financial reporting.
• Proactively identify financial challenges, analyse root causes, and implement effective solutions via automation and streamlining.
• Ad Hoc Financial Projects: Lead on or participate in special financial projects as required, such as mergers and acquisitions, financial restructuring, or system implementations.
• Provide financial analysis and insights to support strategic initiatives and business decisions.

Skills & Experience: 

• Education: Bachelor’s degree in Accounting, Finance, or a related field.
• Professional accounting qualification (e.g., ACA, ACCA, CIMA) is essential.
• Experience: Minimum of 5 years of experience in financial accounting, preferably with at least 1 year in a group or consolidated reporting environment.
• Big four or similar experience is a plus.
• Minimum of 1 year post qualified experience in industry is required. 
• Experience in a multi-entity or multinational organisation is preferred.
• Proven track record of executing to a high level financial reporting, budgeting, and audit processes.
• Strongly preferred experience in financial services, FinTech or payments.
• Skills: Strong technical accounting skills, with a deep understanding of IFRS or UK GAAP. (e.g: FRS102 IFRS 9 financial instruments, IFRS 2 Share Based Payments, IAS 38 Intangible assets), and experience in multi-currency company consolidations and reporting.
• Excellent analytical skills and attention to detail.
• Strong proficiency in excel formulas and/or accounting systems (experience of building and maintaining complex excel models/macros a plus), Netsuite experience is a plus.
• Strong communication skills, with the ability to present financial information clearly to non-financial stakeholders.
• Ability to manage multiple competing priorities and deadlines in a fast-paced environment.
• Personal Attributes: High level of integrity and professionalism and a dedication to solving problems in a timely manner.
• Strong problem-solving skills and a proactive approach to challenges.
• Team player with strong communication skills and leadership qualities.
• A highly structured and organised person who is able to take the initiative on topics arising in the Finance function

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track spend behaviour and provide insights, and security to protect you from fraud. For the first time giving you bright insights and control of all your money in one beautiful place.

We’re developing a ground-breaking product with our customers at the core. Our user base is growing rapidly and we have exceptional metrics. We have funding from the leading names in tech investment, and a visionary leadership team who wants everyone who joins this remarkable adventure, to have the autonomy to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

Role Purpose:

We are searching for an ambitious, innovative and thoughtful leader to inspire, develop and grow our Finance team. You’ll report to the CFO and you will be responsible for all things finance, managing a growing team and crucially leading the business through a period of rapid growth and delivering on a number of high-profile finance projects including exit readiness. You will need to be hands-on in your approach with a clear ‘roll your sleeves up’ mentality as you will have a broad remit including reporting, tax, ad-hoc analysis, and fundraising support. 

You’ll be part of a commercially-minded finance team, managing the reporting and controls function. The post would be a key influencer of the Senior Leadership Team and has additional leadership responsibilities in shaping the future vision and execution of the company. 

If you are someone who thrives in a fast-paced environment, can build relationships with a wide range of stakeholders and prides themselves on implementing order and process in a maturing multi-regional organisation, this could be the position for you. 

Key Accountabilities:

• Deputising for the CFO regularly, acting as a key advisor for ExCo and a leader within this team and the business, and helping to prepare the business for exit in the medium term 
• Supporting the CFO in developing the Finance function, identifying the critical elements of the Finance blueprint and maturing the overall operating model for Finance 
• Building and maintaining strong relationships with the board and risk/audit subcommittees as well as banks, auditors, regulators, advisors, and other key stakeholders 
• Ensuring Curve builds a world class accounting and reporting function and taking responsibility for an effective and highly automated financial control environment across all our businesses 
• Taking responsibility for preparing our annual report and accounts, monthly consolidated financial statements and our monthly board packs 
• Managing and delivering on our regulatory reporting commitments, across a number different jurisdictions and regulators (including the UK FCA and Bank of Lithuania) 
• Ensure Curve is fully compliant with all applicable financial regulation e.g. tax and regulatory reporting requirements 
• Ensure Curve identifies and proactively manages all financial risks, which may impact the business objectives 
• Designing, building and implementing world class financial systems to support and automate our reporting and MI as we expand internationally and manage increasing complexity of the group 
• Managing, supporting and developing more junior members of the team to actively train and improve staff knowledge and empower colleagues to take the next step in their career

Skills & Experience:



• ACA/ACCA or CIMA Qualified (or equivalent) with 8+ years PQE 
• Solid experience at Financial Controller level, to include: people management, core technical accounting (under IFRS and UK GAAP), and commercially-focused budget management 
• FRS102 to IFRS group accounting conversion experience desirable
• Experience managing reporting across multiple geographies and building and integrating systems to support international expansion required 
• Experience establishing new processes and procedures in short timeframes and clear track record of simplifying existing processes 
• Relevant industry experience within Fintech, Financial Services, Payments 
• Experience with multiple financial accounting systems (preferably NetSuite) and rapid iteration/agile working would also be highly desirable 
• Excellent planning, organisation and time-management skills, as well as ability to multitask and lead several projects in a dynamic environment 
• Excellent interpersonal skills coupled with excellent presentation skills, both verbal and written 
• Ability to work with a high level of accuracy and meet strict deadlines in a fast-paced, high-pressure environment  
• Excellent stakeholder management skills across a range of functional areas 
• Excellent coaching skills with the ability to provide empathy and guidance to the other members of the finance team and ensuring their continuing development 
• You're curious, enthusiastic, adaptable, hands-on and excited by a rapidly-changing environment 
• Experience in a growth-stage company, ideally in the financial technology space (nice to have)
• Familiarity with the implementation of COSO/SOX-compliant control framework & US GAAP (nice to have)

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track spend behaviour and provide insights, and security to protect you from fraud. For the first time giving you bright insights and control of all your money in one beautiful place.

We’re developing a ground-breaking product with our customers at the core. Our user base is growing rapidly and we have exceptional metrics. We have funding from the leading names in tech investment, and a visionary leadership team who wants everyone who joins this remarkable adventure, to have the autonomy to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

As the Head of Legal (12-month FTC) you will play a crucial role in overseeing and managing all legal matters for Curve. You will be responsible for providing expert legal advice and guidance to support our strategic initiatives, ensure compliance with applicable laws and regulations, and mitigate legal risks. In addition to being an individual contributor, you will lead a small team to provide a best-in-class legal service in a demanding, fast-paced FinTech environment.

Key Accountabilities:

• Advise the executive team and other stakeholders on a wide range of legal matters, including corporate transactions, commercial contracts and partnerships, regulatory compliance, intellectual property and data privacy.
• Collaborate closely with cross-functional teams (e.g. finance, business development, product, and engineering) to ensure legal compliance and risk mitigation.
• Manage external legal counsel relationships, including budgeting and selecting appropriate legal expertise.
• Support in delivering new products and benefits to customers, challenging the status-quo. 
• Develop and implement effective legal strategies, and procedures to safeguard the interests of Curve while supporting business objectives.
• Stay up-to-date with industry trends, changes in laws, and regulations to proactively address potential legal issues.
• Lead and mentor a team of legal professionals, fostering a collaborative and inclusive work environment and setting service standards so the legal team provides high quality service. 

Skills & Experience:

• Strong knowledge and understanding of corporate law (including fundraisings and corporate transactions), commercial contracts, regulatory compliance (ideally within the payments space), and intellectual property matters.
• Excellent analytical, problem-solving and negotiation skills. 
• High motivation and the ability to pivot quickly in a fast-paced, rapidly changing environment. 
• High EQ - communication and interpersonal skills to effectively collaborate with multiple stakeholders and present complex legal matters in a clear and concise manner.
• Demonstrable leadership experience, with the ability to inspire and mentor a team at different stages of their career and foster an inclusive and collaborative environment.

Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track spend behaviour and provide insights, and security to protect you from fraud. For the first time giving you bright insights and control of all your money in one beautiful place.

We’re developing a ground-breaking product with our customers at the core. Our user base is growing rapidly and we have exceptional metrics. We have funding from the leading names in tech investment, and a visionary leadership team who wants everyone who joins this remarkable adventure, to have the autonomy to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

As a Talent Partner, you will play a critical role in supporting the organisation's growth by working closely with senior leaders across the business to understand their hiring objectives and develop effective recruiting strategies to meet headcount goals. Reporting directly to the Talent Lead, you will act as a trusted advisor, ensuring the delivery of high-quality talent acquisition solutions aligned with the company's goals and culture.

This role offers a unique opportunity to gain experience in strategic talent acquisition while contributing to the success of a dynamic and fast-paced organisation. You will collaborate with cross-functional teams to drive hiring excellence, maintain a strong employer brand, and deliver an exceptional candidate experience.

Naturally you understand and enjoy the complexities of building high performing teams and are not afraid to speak up and challenge the status quo to drive continuous improvement in process efficiencies and candidate experiences.

Key Accountabilities:

• Partner with senior leaders across the business to understand their hiring objectives and develop team recruiting strategies to hit headcount goals.
• Identify, engage, activate and reactivate passive candidates through the use of Boolean, Hired, LinkedIn and alternative search techniques.
• Help initiate creative and scalable changes to our existing recruiting strategy.
• Track, critique and make recommendations using metrics to report on hiring progress to the Talent Lead.
• Market map and candidate pipeline in our primary locations: UK, US, Lithuania and prospective geographies.
• Building, testing and measuring messaging to deliver a high touch candidate experience from initial contact, through funnel conversion.
• Concentrate on creating strategic plans for sourcing candidates with diverse backgrounds for each of your roles, creating a more diverse and equitable work environment with previous experience improving an employer’s diversity recruiting strategy.
• Work closely with cross-functional teams like Finance, Data, Engineering, CX, FinCrime and People Ops to deliver a high-quality and holistic candidate experience.
• An active and data driven approach to problem solving; you enjoy making sense of the trends and using the insights to better your process to make it more efficient.
• Actively contribute to and support the evolution of the Talent and People Operations team; our culture, our solutions and people.

Skills & Experience:

• Excellent written and verbal communication skills, able to build relationships both online and in person.
• 3+ years full lifecycle experience, hiring into multiple disciplines (eg. Eng & Ops) in a startup/ hyper-growth environment.
• The ability to identify and source high quality candidates and be responsible for landing them on the appropriate team. Right people, right place, right time, right cost.
• Expert time management and able to champion Talent best practice.
• Comfortable working on multiple projects for a variety of in team and companywide stakeholders.
• Entrepreneurial, but pragmatic. Flexible to change, eager to learn, proactive to react, accepting of failure. Thrives in a learning environment.
• Great at understanding/ tracking data. A critical thinker able to positively challenge those around you and build business cases based on experience, facts and Talent metrics to inform decision making within and outside Talent.
• Experience in managing social media platforms such as LinkedIn, Glassdoor, and others to promote company initiatives, social events, and job ads, increasing engagement with prospective candidates.
• Talent & Ops mindset - connecting the dots, dependencies, removing bottlenecks by working with the Talent Lead & senior stakeholders across the business.
• A growth mindset and truly flexible. You can shift tasks and priorities when circumstances change (at a fast-growing company like Curve, they often do) generating solutions that serve benefits to the greatest population.
• Be recognised as someone that provides excellence in all that they do, from initial engagement to delivering the end result.

Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1

• This role will be required to attend our London (Paddington) office, 3/4 days per week
• The successful candidate will require full working rights in the United Kingdom without the need for visa sponsorship

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track spend behaviour and provide insights, and security to protect you from fraud. For the first time giving you bright insights and control of all your money in one beautiful place.

We’re developing a ground-breaking product with our customers at the core. Our user base is growing rapidly and we have exceptional metrics. We have funding from the leading names in tech investment, and a visionary leadership team who wants everyone who joins this remarkable adventure, to have the autonomy to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

As the Senior CRM Executive you will be responsible for; strategising and executing on the CRM roadmap. The team supports multiple business functions (Product Onboarding, Credit, Operations, Fraud) whilst sitting within the wider growth team. The primary objective for the Growth team is to increase Curve’s new customer Activation, Reactivation and Monitisation metrics, inline with Curve’s business goals.

The Senior CRM Executive will work closely with product and data teams to build automated journeys and execute bespoke multi-channel campaigns (Emails, Push notifications, Content Cards etc.) to achieve business objectives. This is a new role in an ambitious and fast-paced team, reporting into the CRM Manager. 

Key Responsibilities:

• Strategise and execute multi-channel campaigns to drive Activation, Reactivation and Monitisation.
• Partner with the Data Team to identify high-value customer segments and scale campaign automations that support business objectives.
• Deliver iterative experimentation across Curve’s feature set, leveraging our segmentation models to drive engagement and business value.
• Design and implement churn prevention journeys to retain and re-engage Curve’s customers. 
• Consolidate and present key findings and learnings to senior leaders across the business.
• Support teams across the wider business with operational CRM (i.e. incidents, terms of service).
• Address ad-hoc requests from the wider business areas as needed.

Skills & Experience:

• Self-starter with customer-centric approach 
• 4+ years of experience in CRM Marketing role for mobile apps. 
• Must have knowledge of Braze and a basic understanding of HTML email coding.
• Ability to unlock insights from data and develop business cases for proposed strategies.
• Champions the customer with high attention to detail, to ensure the team delivers high quality communications.
• Critical Thinking and Prioritisation: Strong ability to prioritise tasks, make quick decisions, and maintain clarity in a fast-paced environment.
• Stakeholder Management: Build relationships, communicate clearly, and align goals.
• Experience with Looker, Amplitude and Figma is a plus. 

Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1